Long-Term Care Self Insurance  

Nobody wants to think about the possibility of needing long-term care. But if, somewhere down the line, you and/or your spouse do need assistance, will you have the funds available to pay for care? How much will an extended stay in a nursing facility or care received in your own home cost? Will you be able to meet this cost and still pay your and/or your spouse’s personal living expenses? Will there be enough left over to provide an inheritance for your loved ones or your favorite charity? Does it make sense to self-insure when private long-term care coverage is available? This calculator will assist you in answering these questions.

     

What is your current age?

At what age do you want to assume that you begin to use long-term-care services?

What inflation rate for long-term-care services do you wish to assume?

%

What is the current daily cost of a nursing/long-term care facility in your area?
(The current average daily nursing home cost nationwide is $213 according to the 2012 Field Guide, National Underwriter, but in some areas of the country, and/or for a private room at a high-quality facility, the daily amount can easily exceed $300.)

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ProEquities, Inc.
4505 Pine Tree Circle
Suite 101		 • Birmingham, AL • 35243
Phone: 205-970-4909 • Fax: 205-970-4910
• hholland@vision-financialgroup.com

Investment Advisory services offered through Investment Advisors, a division of ProEquities, Inc., a Registered Investment Advisor. Securities offered through ProEquities, Inc., a registered broker-dealer and member FINRA & SIPC. Vision Financial Group, Inc. is independent of ProEquities, Inc. 

Please be advised that presently Hal Holland holds a Series 7, 63, 65 license and provides investment advice in the state of AL, FL, GA, NC, SC, TN, and TX. For residents of other states, proper license registration must be obtained by Mr. Holland before proceeding further. No parts of this communication should be construed as an offer to sell any security or provide investment advice or recommendations. Securities offered through ProEquities, Inc. will fluctuate and are subject to investment risks including possible loss of principal.

 Please Note: The information being provided is a courtesy. When you link to any of these web sites provided herewith, you are leaving this site. ProEquities makes no representation as to the completeness or accuracy of information provided at these sites. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, sites, information and programs made available through this site. When you access one of these sites, you are leaving Hal Holland's website and assume total responsibility and risk for your use of these sites.